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Credit Score

Credit Score

Article • 15 min of learning
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Here's how Credit Score aligns with curriculum standards in Council for Economic Education . Use the filters to change the location, set of standards, and grade level.

Standards
Defined by National Standards 12th Grade and align with Credit Score
12-7a: Identify the primary organizations that maintain and provide consumer credit reports.
12-8a: Identify the main factors that are included in credit score calculations.
12-9a: Explain how landlords, potential employers, and insurance companies use credit reports and credit scores in decision-making.
12-7b: Assess the value to a potential lender of the information contained in a credit report.
12-8b: Explain how a borrower's credit score can impact their cost of credit and their ability to get credit.
12-9b: Provide examples of benefits associated with having a good credit score.
12-7c: Explain how a person can get a free copy of their credit report and why this is advisable.
12-8c: Recommend ways that a person can increase their credit score.
12-9c: Compare the effect of soft versus hard credit inquiries on a person's credit score.